Loan Programs

Find the Right Mortgage

Explore mortgage programs, then connect with Eric to discuss which options fit your goals.

Eric Estevez · Branch Manager · NMLS #1652378

NJHMFA — Make Homeownership More Affordable

Eligible New Jersey homebuyers may qualify for up to $22,000 in down payment and closing cost assistance.

Up to

$22,000

in combined down payment & closing cost assistance

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Conventional Loan

With low down payment options available.

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FHA Loan

Available with down payments as low as 3.5%.

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VA Loan

100% financing for eligible Veterans, Reservists and Active Duty Personnel.

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USDA Loan

Available in designated rural and suburban areas.

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Jumbo Loan

A loan for every lifestyle.

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All In One Loan

Get financial flexibility and pay off your home loan faster.

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203K Renovation Loan

Turn the house you like into the home you love.

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Fannie Mae HomeReady

Flexible funding with down payments as low as 3%.

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Freddie Mac HomePossible

More possibilities with down payments as low as 3%.

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HomeFundIt

Gifts from family and friends fund your down payment.

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Reverse Mortgage

Available for homeowners ages 62+.

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HELOC

Turn your home equity into cash in as little as 5 days.

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Fannie Mae HomeStyle® Renovation

Low down payments, big possibilities.

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Builder Programs

A loan for every lifestyle.

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CMG Community One Grant

Purchase a home within a specific zip code with as little as 1% down payment.

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Loan programs are subject to borrower eligibility, credit approval, property approval and program availability. Terms and conditions apply.

Your Next Step

Let's Talk About Your Home Financing Goals

Start your application or schedule a conversation with Eric to discuss your options.

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